Your Personal South Central Pennsylvania Real Estate Specialist
The ultimate resource for real estate information and services for both buyers and sellers in greater South Central Pennsylvania.

SELLERS!
If you're planning to sell your home in the next few months, this FREE service is designed to help establish your home's current market value. Simply choose Market Analysis and fill out the requested information. I will use comparable sold listings to help you calculate an accurate and fair market value for your home.

To search for homes/properties and to login to my home finder, please visit my Corporate Website your personal research center.

HOMEBUYER TAX CREDIT EXTENSION, EXPANSION, & CHANGES
It is OFFICIAL!!! As of November 5, 2009, Both houses of Congress have passed the bill that includes an ammendment to extend and expand the homebuyer tax credit. After a landslide vote of 98-0 the bill was sent to President Obama for his signature to sign into law Friday November 6, 2009.

With the President's signature, the expiration date of the credit will move to April 30, 2010.

First-time home buyers who have not had interest in a principle residence for 3 years are still eligible, and the amount of the tax credit remains the same of up to 10% of the purchase price with a maximum of $8,000.

Single home buyers may apply for the full tax credit of $8,000. Married couples who file jointly may apply for the full tax credit of $8,000 (Please note that when married only 1 tax credit of $8,000 may apply). Married couples that file individually may apply for 1/2 of the tax credit of $4,000 each totaling $8,000 ($4,000 + $4,000 = $8,000) which is the full tax credit.

Current homeowners/repeat buyers who have consecutively maintained the home they want to sell as their primary residence for 5 of the last 8 years, are also eligible. The tax credit structure is the same HOWEVER the maximum tax credit for those homeowners/repeat buyers is $6,500 for married couples who file jointly and $3,250 for those homeowners/repeat buyers who file individually. ($3,250 + $3,250 = $6,500) This only applies to to houses purchased after the current tax credit expires on November 30, 2009.

The new bill would give buyers/repeat buyers until April 30, 2010 to sign purchase contracts and another 60 days to close. Income limits will be more generous: $125,000 a year for individuals, $225,000 a year for married couples. The tax credit may not be used to purchase a home for more than $800,000. All buyers who want to get the credit must include documentation of the purchase on their tax returns.

This is a major victory for consumers, Realtors, and the housing market in general. I have posted a side by side comparison of the existing homebuyer tax credit and the new homebuyer tax credit that was issued by the National Association of Realtors Government Affairs Division. You can view this by clicking the Community Info/Links then clicking on the HOMEBUYER TAX CREDIT CHANGES link under the heading of EXTENSION & EXPANSION OF THE HOMEBUYER TAX CREDIT.

Please note and be aware that the information provided is deemed reliable and is not guranteed and is subject to change at any time as required by the US Government.

First time buyers! I have tons of information on buying homes, getting pre-approved, owning a home, and more! Everything you need to know about buying a home can be found on my Buyer/Seller Info page. I will ensure I guide you through every aspect of the home buying process and relieve you of all the stress and uncertainty. You should be able to enjoy your experience, leave the rest to me.

To search for homes/properties and to login to my home finder, please visit my Corporate Website your personal research center.

BUYERS!
Looking for a new home? I can help! You can automatically receive personalized MLS listings by email. Early each morning I will search the local MLS for you and find the homes that match your criteria. I'll notify you immediately with the latest listing information! Simply choose Dream Home Finder and fill in the requested information. Or, search for yourself at Search For Homes.

To search for homes/properties and to login to my home finder, please visit my Corporate Website your personal research center.

---

Certifications and Recognitions

REALTOR®

Specialization
I specialize in representing my clients in the purchase and sale of single-family residences, townhomes, and income property within the cities of Camp Hill, Lemoyne, Mechanicsburg, Dillsburg, Carlisle, New Cumberland, Shiremanstown, Enola, Marysville, Shermans Dale, Duncannon, Halifax, Harrisburg, Steelton, Middletown, Lancaster, Highspire, Hummelstown, and Hershey. I keep current on all transactions in these areas, including mortgage, loan, title insurance, building code, and inspection services. Being a local resident for 30+ years, I am very knowledgeable about the local area, including schools.

Personal
I am a local native having been raised in Camp Hill and growing up in South Central Pennsylvania since 1979 when I was just 3 years old. Growing up, I was always busy with extra-curricular activities for school, church and sports. I graduated from the Harrisburg Realtors Institute specializing in residential real estate moving on to attaining my professional license issued by the Commonwealth of Pennsylvania - Department of State - Bureau of Professional and Occupational Affairs in October of 2007. My current hobbies include spending time with my family, traveling, golf, sporting events, participating in hockey leagues and associations with local organizations.

I have been described as an energetic, reliable, and determined individual, so when I put my mind to something, I always get it done. I put my client's interests first and take the pressure off of them so they can enjoy the home buying or selling process. If you are in the market to buy or sell a home, give me a call, I will put my 33 years of local knowledge and my real estate expertise to work for you!